Creda brings clarity to your money in seconds.

Connect your accounts, ask questions in plain language, split expenses, and see exactly where your money goes. Creda is your AI-powered finance companion designed to help you spend smarter and settle faster.

Coming soon on Google Play
Coming soon on Google Play
Coming soon on Apple Store
Coming soon on Apple Store
Bank-grade security Real-time insights Split with friends
Creda app home screen

Ask Creda anything

"Why was my spending high last week?" Creda answers with personalized insights backed by your transactions.

Receipts to expenses

Snap a receipt and Creda auto-extracts items, taxes, and totals so you can split in seconds.

Live spend tracking

See real-time cashflow, category trends, and recurring charges across all your accounts.

Groups + settlements

Trips, roommates, and teams. Create groups, track balances, and settle with one tap.

Send money to friends

Instantly pay or request money with a clear audit trail and smart notes.

Creda insights screen

From connected accounts to confident decisions.

Creda connects to your banks, cards, and wallets to create a clean, real-time view of your finances. Then it turns that data into clear guidance you can act on instantly.

1) Connect securely

Link accounts via Plaid in under a minute. Creda never stores your bank credentials.

2) Ask and automate

Ask Creda to summarize spending, find recurring charges, or prepare a group split.

3) Take action fast

Send money, request payment, or settle balances directly inside the app.

Creda Accounts screen

Split expenses without the awkward math

Create groups for trips, roommates, or teams. Track who owes what, settle instantly, and keep every expense transparent.

Itemized splits

Split by items, shares, or custom weights.

Group balances

See net balances per member in real time.

Easy settlements

Settle with one tap using wallet transfers.

Activity timeline

Every edit and payment is tracked.

Creda Groups screen

Insights that feel personal

Creda highlights where your money goes, what changed, and what to do next. Every insight is grounded in your real transactions.

Category trends

Spot rising categories and cut spend early.

Recurring charges

Find subscriptions you forgot about.

Institution split

Understand which account drives spend.

Daily heatmap

Discover your spending cadence.

Creda Insights screen

Ready to feel in control?
Start with Creda today.

Download the app

Security you can trust

Creda uses bank-grade encryption, short-lived access tokens, and read-only aggregation where possible. We never sell your data.

Encrypted data

All sensitive data is protected in transit and at rest.

Privacy first

Creda never stores your bank login credentials.

Real-time alerts

Stay up to date on balances and group activity.

Built for sharing

Clear logs make every group expense transparent.

What people love about Creda

  • Get answers in seconds with the Creda AI assistant.
  • Split expenses with item-level accuracy.
  • See trends across all your banks in one view.
  • Settle balances without leaving the app.

Frequently asked questions

Everything you need to know before you download.

Is Creda free?

Yes. Creda is free to download and use. Premium capabilities may be introduced later.

Which banks are supported?

Creda uses Plaid, which supports thousands of banks and credit cards worldwide.

Can I split expenses with non-users?

You can track balances for anyone; invite friends to settle instantly.

How does the AI assistant work?

Creda uses secure, on-device and server-side intelligence to summarize and explain your spending.

Download Creda and take control today.

Join early adopters using Creda to track spending, settle with friends, and get AI-powered guidance every day.

Coming soon on Google Play
Coming soon on Google Play
Coming soon on Apple Store
Coming soon on Apple Store
Download Android APK

Direct APK download for Android devices.